SAP Fioneer GmbH

SAP Fioneer GmbH is a German financial services technology company launched in 2021 as a joint venture between SAP and technology investor Dediq. The company develops enterprise software specifically for banks, insurers and other financial institutions. Its portfolio spans core banking and insurance, lending, finance, risk, regulatory reporting and ESG management. Its sustainability offering includes the ESG KPI Engine, which calculates financed emissions, tracks net-zero alignment and supports PCAF, CSRD and EBA-related reporting.