SAP Fioneer ESG KPI Engine

Core Features

ESG KPI Engine uses a standardized, PCAF-aligned calculation approach that combines financial exposure data with reported or estimated emissions information. Its methodology accommodates different levels of data availability and quality across asset classes, allowing institutions to maintain consistent portfolio accounting. Its main features include:

• Financed Emissions Calculation: Calculates attributable Scope 1, 2, and 3 emissions for loans and investments, with methodologies covering multiple financial asset classes and individual exposures.

• ESG Data Integration: Consolidates internal financial information and external sustainability datasets through APIs, CSV uploads, and SFTP connections, with validation and source prioritization.

• Portfolio Monitoring and Analysis: Provides dashboards for examining emissions by customer, asset, sector, and portfolio, including changes between reporting periods and their underlying drivers.

• Net-Zero Target Management: Tracks portfolio emissions intensity and progress against decarbonization pathways, supporting the evaluation of customers and assets against climate targets.

• Climate Risk Assessment: Incorporates physical climate risk information and forward-looking transition data to support portfolio analysis and risk management.

• Compliance Reporting and Audit Support: Produces traceable climate KPIs for reporting under relevant frameworks, including PCAF, CSRD, and EBA requirements, with historical data, calculation versioning, and audit trails.

Closing Insights

Launched in September 2023, the ESG KPI Engine forms part of SAP Fioneer's financial services software portfolio. Initially focused on financed emissions accounting, the platform has since expanded to include physical climate risk analysis and portfolio decarbonization management. In May 2026, it received PCAF accreditation for Europe and Central Asia, recognizing its alignment with established financed emissions accounting methodologies.

ESG KPI Engine can integrate with existing banking, finance, and risk management systems, with deployment options including on-premises and cloud environments. Its ability to incorporate emissions accounting into financial operations makes it relevant to institutions seeking consistent, auditable climate data for regulatory reporting, risk assessment, lending decisions, and portfolio decarbonization.