Mitigrate

Core Features

Mitigrate combines flood modelling with AI, satellite imagery, and high-resolution geospatial data to generate property-specific recommendations that can be deployed before or after flood events. Its key features include:

• Property-Level Flood Diagnostics – Produces automated assessments of flood vulnerability for residential, commercial, and industrial properties using flood models, satellite imagery, and geospatial analysis.

• Tailored Prevention Recommendations – Identifies and ranks preventive measures according to their effectiveness, estimated cost, and suitability for each individual property, rather than presenting generic mitigation options.

• Remote Site Surveys – Enables insurers and surveyors to perform desktop assessments before on-site visits using dynamic flood maps, water-ingress probability estimates, and climate change projections.

• Post-Claim Resilience Planning – Supports claims handlers and loss adjusters by recommending measures that can reduce the likelihood of repeat flood damage during the claims settlement process.

• Flood Model Flexibility – Operates with Mitigrate's default flood model or third-party flood models, allowing organizations to incorporate existing modelling approaches into the platform.

• API and Portfolio Integration – Delivers immediate value without prior integration while providing APIs that enable insurers to scale prevention diagnostics across large property portfolios over time.

Closing Insights

Mitigrate was founded to address a longstanding gap in flood risk management: while insurers have become increasingly adept at modelling flood hazards, they have had fewer tools to identify and implement practical preventive measures at the individual property level. The company's approach combines AI, satellite imagery, optimization algorithms, and high-resolution datasets to recommend actions that improve resilience before losses occur. Rather than acting as another flood mapping system, Prevent aims to connect climate risk assessment directly with actionable adaptation measures.

The platform is used by insurance and reinsurance organizations to support underwriting, property inspections, and claims management. Prominent users and partners include Gjensidige, which has incorporated the platform into its advisory services to help reduce flood damage, while AXA Climate has partnered with Mitigrate to combine climate risk assessment with adaptation strategies. Swiss Re has also highlighted Mitigrate's property-level flood prevention approach as an important development in loss prevention.

Recent developments point to continued expansion. In 2025, Mitigrate entered the UK market, announced plans to expand into Germany and France, and formed a strategic partnership with Certificall to integrate verified field imagery into its flood prevention workflows. The company was also recognised as a finalist in the 2025 Insurance Insider Honours for its work with Gjensidige on embedding climate adaptation into insurance claims. Pricing is available on request, with demonstrations and API integrations offered for enterprise customers.