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HCLTech Sustainable Finance 360 (SF360)

HCLTech Sustainable Finance 360 (SF360)

by HCL Technologies Limited (HCLTech)

PCAF-aligned portfolio decarbonization on AWS

Onye Dike
Updated by Onye Dike on February 20th, 2026
HCLTech Sustainable Finance 360 (SF360) is an ESG and financed-emissions platform for banks, insurers, and asset managers that need consistent portfolio decarbonization reporting across asset classes and geographies. It focuses on the financed-emissions workflow: harvesting internal and external data, quantifying and aggregating emissions, then producing reports, targets, and pathways analysis aligned with sustainability standards. SF360 cites the PCAF methodology for measurement and includes tooling to classify financial instruments using sustainability taxonomies. The platform targets sustainability, risk, and finance teams that must link climate metrics to lending and investment processes, not only disclosures, and operationalize them in governance.

Available Carbon Accounting Features

AI-Powered Insights for Optimization
Audit Support
Carbon Footprint Calculation
Compliance Reporting
Customizable Reporting Templates
Data Import/Export
Scope 3 Emissions Tracking
Supply Chain Emissions Hotspot Identification

Missing Carbon Accounting Features

Benchmarking & Peer Comparison
Carbon Credit Trading
Carbon Offset Tracking
Carbon Pricing
Cost Tracking
Customizable Dashboards
Decarbonization Planning
Emissions Factor Database
Emissions Forecasting
Goal Setting & Tracking
Integration with IoT Sensors
Lifecycle Assessment
Multi-Site Support
Real-Time Monitoring (non-energy)
Risk Assessment & Scoring
Scenario Analysis for Emissions Reduction
Scope 1 Emissions Tracking
Scope 2 Emissions Tracking
Target Setting & Tracking
Tax and Incentive Management

Pricing

Starting Price
No data available
Options
No data available

Available Since

2023

Deployment Options

  • Web Browser (Cloud - Based)

Good Option For

  • Medium Business (51-250 people)
  • Large Business (250+ people)

Deep dive


Core Features

SF360 is built around the complex task of financed emissions accounting for financial institutions, consolidating sustainability and portfolio data into a structured foundation and applying calculation methods aligned with relevant standards. Its main features include:

  • Comprehensive financed-emissions quantification: Performs financed emissions measurement across diverse asset classes using an extensible information model, configurable methodologies, and pre-built rules to address data gaps and varying quality.

  • Data foundation and harvesting: Creates a central repository for sustainability and financial data, harvesting from internal systems and external sources to build a single, auditable dataset for measurement and reporting.

  • ESG risk scenario analysis: Provides tools to assess ESG risk through scenario analysis, enabling users to model portfolio implications under different sustainability pathways.

  • Taxonomy classification: Classifies financial instruments (loans, investments) according to sustainability taxonomies and standards, helping align portfolios with regulatory and disclosure frameworks.

  • Targets and pathways support: Facilitates setting Net-Zero and other sustainability targets, and supports decarbonization strategy with pathways analysis and progress tracking.

  • Cloud-native dashboards and AWS integration: Deployed on AWS with native services (e.g., AWS Lambda, RDS, QuickSight) to provide visual dashboards and embed sustainability insights into workflows such as underwriting and investment decision processes.

Closing Insights

SF360 comes from HCLTech’s Financial Services sustainability work, built around a recurring banking constraint: financed-emissions measurement varies by asset class, depends on incomplete counterparty data, and must keep up with changing standards. HCLTech positions SF360 as an end-to-end platform that harvests data from internal and external sources, applies the Partnership for Carbon Accounting Financials (PCAF) quantification approach, and supports target setting and pathways analysis for net-zero strategy. It also adds scenario-based ESG risk assessment and instrument classification using sustainability taxonomies. SF360 is sold on AWS Marketplace; pricing and contract terms are handled through the listing.


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